Every deposit. Every bill. Every account.
Predicted to the penny.
Stop manually tracking paychecks. Our AI scans your transaction history to identify salary deposits, freelance income, and recurring payments - automatically categorizing them by source and frequency.
Bills, subscriptions, loan payments: our AI finds them all. It learns your spending patterns and predicts exactly when money will leave your account, so you're never caught off guard.
This is the magic. By combining AI-detected income with AI-mapped expenses, we forecast your account balance for the next 30 days - giving you the foresight to make smarter decisions.
To forecast your financial future, we securely store your transaction history, account balances, and income patterns. This data powers the personalized insights that help you plan ahead - while remaining fully under your control.
Unlike apps that only show you a snapshot, Finikigai remembers your financial history so you can:
Your data is protected with Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS). These are the same standards used by major financial institutions worldwide.
Every account requires phone verification and two-factor authentication. Your financial data deserves the same protection as your bank account.
Our infrastructure providers hold the industry's most rigorous security certifications, with regular independent audits verifying compliance.
We partner with the most trusted names in cloud security and financial data
Your data is hosted on Google's secure-by-design infrastructure, the same platform that protects billions of users daily. All data is encrypted at rest and in transit, with strict access controls and continuous monitoring.
Learn moreWe use Firebase for authentication and data storage, which complies with GDPR, CCPA, and holds ISO 27001, SOC 1, SOC 2, and SOC 3 certifications. Your data is logically isolated and protected by Google's world-class security team.
Learn moreOver half of US adults have connected accounts through Plaid. We never see your bank login credentials. Plaid handles authentication directly with your bank using encrypted APIs and 24/7 fraud monitoring.
Learn morePick your bank → Log in securely → Verify with 2FA → Done
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See your financial future with confidence. Start your free 30-day forecast today.
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